The anticipated upshot of proposed changes to personal injury protection in no-fault auto insurance is up for debate. Some say that if the Michigan Legislature passes House Bill 4936, it will bring down insurance costs and keep no-fault sustainable. Critics of the bill say it would only limit the amount of care injured drivers can get.
Michigan Public Radio’s Lester Graham did an excellent analysis of the costs and benefits of Michigan no-fault.
Read it here. Graham estimates that savings would be about $11 per month if a driver chose to buy less PIP coverage. He asks the question: is it worth it?